Tips for a Successful Workers’ Compensation Claim
No workers’ compensation insurance company wants to pay a claim. In fact, they usually look for ways around paying the claim. You deserve better than that. If you have a work-related injury, you deserve your compensation. Follow these tips to increase the chance of a successful payout of your workers’ compensation claim.
- Don’t hesitate to report your injury
If you wait too long to report your injury, you could end up missing your opportunity to file a claim. You usually only have a small window of time to file your claim. Sometimes, that time is as short as 30 days. Hesitating to report your injury makes it less likely that an insurance company will pay your claim.
Once you receive an injury at work, report it. Even if there’s only a slight chance that the injury will make you miss work, you should report it. And be sure to report it to your supervisor. Telling a co-worker is not enough. If you alert your supervisor quickly, you are more likely to have a successful claim.
- Find witnesses
After your accident, you might have a lot on your mind. However, it’s important to remember that you should track down witnesses to the accident. It’s not enough to know the faces of the witnesses; you should find out the full names of witnesses. If possible, get their contact information. They can verify that your injury did in fact occur at work, and not somewhere else. Without witnesses, an insurance company may try to argue that the injury was not work-related.
- See a doctor
In an emergency, most people don’t hesitate to go to the hospital. However, many individuals do hesitate to go to a doctor for injuries. If you have an injury at work, you should see a doctor. Whether you go to the emergency room or a doctor’s office, you need a record of your injury. Without a record, the insurance company could try to dispute the seriousness of your injury. They may even try to argue that you didn’t suffer from any injury. Your medical professional can give you the paperwork that you need to prove your injury. With it, the insurance company will have a harder time denying your claim.
After you see a doctor, you need to keep up with your treatment. If you need special treatment, you need to follow through with it. This can also help you out during the claim process.
- Be detailed in all your paperwork
A workers’ compensation claim involves a lot of paperwork. First, you need to fill out an incident report for work. Then, you need to fill out paperwork at the hospital or doctor’s office. If you see a lawyer, there’s also that paperwork. Be sure to fill out all the paperwork properly. As tired as you might be of filling out forms, take the time to do it the right way. Make sure that your story is the same everywhere you write it. Any inconsistencies or mistakes can hurt your claim. You can talk to a lawyer at Mickle & Bass to learn more.For more information visit their website.